1. Overall, do you feel like you’re in better financial shape now than you were five years ago, worse shape, or roughly the same shape?

Roughly the same shape.

2. Of the debts you currently owe, what percentage of them would you say are unnecessary debts that were caused by not watching your money closely enough?

I’d probably owe about 20 percent less if I had taken a day to think about certain purchases.

These days I don’t carry my credit cards around with me.

3. Are you worried about the economy’s effect on your job?

N/A

4. Take the quiz: What’s Your Money Personality?

Healthy - I’ve learned a little something over the years - there’s still a ways to go.

5. Should the government bail out the struggling banks, or should the government divide the money they’re going to give the banks among taxpayers as a one-time “shot in the arm” for America’s workers?

Bail the banks. The recent tax incentives did not boost the business of any the retailers in my area.

6. If a rich stranger were to hand you a check in an amount equal to a year’s salary, would that amount take care of all of your debt, make you feel financially stress-free, both or neither?

I would be totally debt-free with a bit to jingle in my pocket.

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